A freshly released study, published online, reveals which vehicles would be the most expensive to insure this year. Obviously, the costly powerful cars top the list. Regardless if you are a good driver, with years of experience and a clean driving record, purchasing Mercedes SL65 AMG means you have to pay over $3,500 a year in insurance costs.
It really is worth identifying that 8 from the first 14 cars in that list are Mercedes – SL65 AMG, SL63 AMG, S65 AMG, CL600, G55 AMG, CL65 AMG, CL63 AMG, SL550. 2 models of each manufacture Auston Martin, Porsche and BMW complete the list.
Obviously, in the event the SL65′s $198,750 suggested retail price is within reach, its possible you do not worry very much about saving money on auto insurance premiums. However , if you are a typical driver, your car insurance premiums really should be a consideration when shopping for a vehicle. In the end, why hunt down the best offer on a car only to discover it has exorbitant insurance costs?
A car’s premiums for collision and comprehensive coverage are mainly based on that vehicle’s “loss history,” reflecting how often and what type of claims other individuals have typically filed for that model. Vehicles chosen for speed and flash – as well as vehicles usually chosen by young, inexperienced drivers — pile up claims and thus garner higher insurance costs.
Include a motorist with a record of traffic violations, claims or accidents and you’ve got a recipe for genuinely distressing car insurance prices.
This year’s cheapest vehicle to insure will be the Chrysler Town & Country LX minivan. Its national average annual premium is $1,091.80, 1 / 3 of the price of insuring the Mercedes SL65 AMG.
The Toyota Sienna minivan and its LE version earn the No. 2 and No. 3 spots, respectively, on the list of least-costly cars to insure.
Discounts for extra safety equipment can also bring insurance costs down. Such equipment includes electronic stability control, which could help motorists steer clear of accidents, and overhead airbags.