Well its pretty simple i have a car now and i know how much insurance i am paying now but i have a few questions since i am going to change cars in a few months i am looking at getting an Suv something like a jeep srt-8, trailblazer ss, maybe acura RDX but im not sure what kinda things make insurance cheaper like AWD vs FWD or RWD, auto vs manual etc so if you are an insurance agent and could help me please email me or im me. Thanks
BTW some background info:
17 years old
no accidents, no tickets
right now i have a 2005 mitsubishi lancer that i got brand new when i turned 16 in 2005 and my insurance was at 4k then now it has dropped to $3500. Would an SUV make that big of a difference?
right now i have a 2005 mitsubishi lancer that i got brand new when i turned 16 in 2005 and my insurance was at 4k then now it has dropped to $3500. Would an SUV make that big of a difference? And as of now my dad has me on his policy with a few of his cars (2) and my credit would have no way to be bad if i even have any since both my parents are over 800 and my siblings who are 24 and 21 are also very good for how long they have their credit.
I really hope you get the car or SUV you want.. but I’ve worked in insurance for 20+ yrs… and I have found that if you are worried about the cost of the insurance you probably can’t afford the vehicle.
But at 17.. you have great ambitions…..
Save your money.. stick with the car you have..keep your record clean.. then when you’re 21 go and get the SUV of your dreams.. the insurance will be a fraction of what it is now. And you won’t be sweating it.